Introducing the Acumen Stabledapp read more

Borrow at
attractive rates

Get access to debt financing with lower cost of capital and shorter lead times

Decreased
Cost of Capital

Cut out the middlemen from your debt issuance process to save costs and benefit from the automations of Decentralized Finance

Streamlined
Debt Issuance

Streamline your debt issuance with the Acumen Stabledapp allowing you to go from looking for financing to funded in 5 simple steps

Learn more about the advantages
of borrowing with Acumen in our documentation

Transparent Reconciliation

With direct borrower/investor communication minimise risks of price manipulation inherent for traditional debt issuance structures

Stabledapp Borrowing Process

1

Preliminary Conversations

Conversation with the Acumen Borrower consulting team about your firms financing needs and proposed deal outline
2

Fixed Pool Application

Create a deal proposal based on the outline provided by Acumen Borrower consulting team and submit to the DAO
3

Auditor Approval

Auditors will evaluate the deal proposal and either approve or decline the proposal creating a report to explain their decision
4

Depositor Pool Communication

An NDA-gated data room is set up for depositors including deal-specific documentation for the proposed Fixed Pool
5

Capital Deployment

Depositors fund the Fixed Pool with USDC, USDT or DAI which are then off-ramped into fiat currency and wired to the borrower
6

Capital & Interest Repayment

Borrower makes payments by wire according to the schedule of the deal which are then on ramped into USDC, USDT or DAI

Regulatory Framework

Acumen has dedicated significant time and effort to building a protocol that is regulatory compliant. The Acumen DAO has been recognized as an authorized lender and master account holder by the Central Bank of El Salvador, making it the first DeFi protocol and DAO to receive such authorization from a Central Bank. Additionally the DAO has been granted the licenses of Digital Asset Service Provider and Bitcoin Service Provider by the government of El Salvador to pursue its tokenization model in a complaint manner.
Learn More

Any questions about borrowing?

Get in touch with our consulting team and receive the borrower onboarding form to learn more about the Acumen Stabledapp borrowing process

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Borrower Onboarding Form
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